Posts tagged with ‘money’

  • 5 Money Moves to Make Before Year-End

    By LaToya Irby on December 31, 2013
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    A lot of people are focusing on holiday shopping this time of year. Personally, my workload has increased and I haven’t given shopping much thought. (I really need to get on that!) But I have thought about my finances and some things I need to do as the year comes to a close. There are tons of year-end money lists […]
  • How to Be Better With Your Freelance Writing Income

    By LaToya Irby on May 20, 2013
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    Too bad we’re not born knowing how to deal with money. If you had a financial literacy class in high school, you were pretty lucky. For many of us, much of what we know about personal finance we learned from our parents or our own mistakes. It’s not too late to learn those critical lessons you may have missed. Here […]
  • What To Do With Extra Writing Income

    By LaToya Irby on February 11, 2013
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    Is your freelance writing business netting you more money than what’s needed to pay the bills? It’s not a bad problem to have. Here are some ways you can spend that extra money. Make sure you set aside enough for taxes. If you’re earning more than you expected, you may also owe more taxes than you expected. Update your estimated […]
  • Spending Money on Marketing – How Much is too Much?

    By Chris Bibey on February 5, 2013
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    As a freelance writer, new clients are your lifeblood. The more gigs you land the more money you will earn. Pretty simple, right? Your marketing plan is going to determine how much success you have in this area of your business. While true that some marketing strategies are free, others are going to set you back a few dollars from […]
  • The "Live on the Rest" Budgeting System

    By LaToya Irby on January 16, 2012
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    For many self-employed workers, taxes and savings are the two hardest expenses to keep up with. I think it’s because there’s no immediate benefit or consequence to either of them. A lot of people mentally plan their budgets based on a certain dollar amount that often hasn’t been adjusted for taxes or savings. So you might end up spending all […]
  • Freelancers: 4 Tips for Dealing with Cheapskate Clients

    By Jennifer Mattern on October 19, 2010
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    I've said it before and I'm sure I'll say it here again, but when you work as a freelancer you're a business owner. You're the one offering an in-demand service. And that means you get to set your rates and payment policies. Just as you can't walk into your favorite retail store and tell them what you're willing to pay, […]
  • How to Budget a Freelance Writer's Fluctuating Income

    By LaToya Irby on November 23, 2009
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    I know what you’re thinking, Ugh. Budgeting. The only thing worse than budgeting is licking sandpaper. As boring as it feels, budgeting is especially critical for you as a freelance writer, because your income is less predictable. Creating a budget takes just three steps: totaling your monthly income, subtracting your expenses, and adjusting your budget based on the result. You’ll […]
  • 10 Costly Money Mistakes Freelancers Should Avoid

    By LaToya Irby on November 9, 2009
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    As a freelancer, you have to treat money a lot differently than if you were employed by a huge corporation or even a small business. Your paychecks aren’t guaranteed. No one is withholding income taxes on your behalf. You have to be much more conscious of how you’re spending the money you make and avoid costly financial mistakes than can […]
  • The Freelancer's Quick Guide to Accounting and Bookkeeping

    By LaToya Irby on October 26, 2009
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    I know. It’s one of the last things you want to read about, but it’s one of the most crucial parts of freelance success. Don’t worry, you won’t read anything about cash flow statements, balance sheets, or profit/loss statements – they’re complete overkill for the average freelancer. Instead, I’m going to give you some easy-to-follow tips on managing your records […]
  • Money: The Balance Between Spending It and Making It

    By Jennifer Mattern on April 26, 2009
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    Last week we talked about situations where it may be to your benefit to consider outsourcing, those where it may not be, and the fact that a significant amount of outsourcing is not necessary to earning a significant income as a freelance writer. In fact, freelance writers benefit from a low overhead overall compared to many more traditional startups. What […]